Los Angeles Bankruptcy Attorneys
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Unsecured Debts Working to Help Clients Thrive

We are a debt relief agency. We help business and individuals file for bankruptcy relief under the Bankruptcy Code.

Los Angeles Unsecured Debt Lawyers

Relief from Overwhelming Unsecured Debt

Unsecured debts are those which are not guaranteed by any kind of collateral, such as a car or your home. In other words, if someone loaned you money in this way, they can’t repossess anything. Many unsecured debts can be discharged in a Chapter 7 bankruptcy, including credit card debt, judgments, some taxes, medical bills, utility bills, and personal loans.

However, some unsecured debt is nondischargeable in Chapter 7— meaning it is not wiped out. Nondischargeable debts include those for child and spousal support, student loans (except in very limited circumstances), certain taxes, recent debts for luxuries, debts incurred on the basis of fraud (such as lying on a credit application or writing a bad check), and unlisted creditors. This will stop creditors from calling you. Creditors who hold the unsecured debt, like most credit card debt or other money owed for services performed, only have two options in recouping their money: they can either convince you to pay voluntarily or seek a court order.

Since creditors know that unsecured debt can be difficult and costly to recoup, many of them resort to threats and intimidation to convince you to pay. While creditors do have a right to call you, if they resort to harassment they may be breaking the law. This rarely stops them however, and the calls and letters become disruptive, upsetting, and overwhelming.

One of the advantages of having a lawyer on your side when you are overwhelmed by unsecured debt is that all calls and correspondence with your creditors can be routed through our office. Let the attorneys at Weintraub & Selth, APC handle your creditors while you take steps to get back on track.

Please call our L.A. law firm Weintraub & Selth, APC at (310) 220-4147. You may also email us to request an appointment.

Financial Freedom

Let's Find the Right Option for You

Why Hire Our Firm?

  • Thousands of Cases Handled

    Our experienced attorneys have successfully represented thousands of businesses and individuals with financial problems.

  • We Offer Cost-Effective Expertise

    Flexible fee arrangements enable small and mid-sized businesses to obtain the type of relief usually reserved only for large companies.

  • Big Firm Experience at a Boutique Price

    Our lawyers have big firm training and expertise offered to clients in a cost-effective, boutique firm environment.

  • A Full-Service Bankruptcy Law Firm

    One of the few true full-service bankruptcy firms in Los Angeles specializing in all chapters of the Bankruptcy Code and out of bankruptcy solutions.
     

Experienced Bankruptcy Attorneys

The Right Firm Makes a Difference
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Debt Relief Options for Clients in Los Angeles

You have options in handling overwhelming unsecured credit card debt. Even if you don’t qualify for Chapter 7 bankruptcy, a Chapter 13 bankruptcy, or credit card debt and other debt negotiation may be the best option for you. Depending on your circumstances, your interests may best be served by debt negotiation resulting in a deeply discounted cash settlement or a payment plan that allows you to end harassment and mounting charges and fees while paying off your outstanding debt.

At a certain point, it may be impossible to repay unsecured debt in a negotiated arrangement with your creditors. If that happens, our lawyers can efficiently guide you through the process of seeking debt discharge under Chapter 7 or debt reduction for wage earners under Chapter 13 bankruptcy.

Determining which option is the best one for you requires the guidance of an experienced Los Angeles bankruptcy attorney with a focus on debt relief matters. You need advice from someone who offers a full range of services and will recommend what is best for you and explain why that is the case. We are licensed California lawyers who will do just that.

Remember that debt negotiation companies are typically not interested in offering you any solution other than a debt negotiation plan under which you make monthly payments, the first several of which (sometimes up to 10 months or more) go toward their fees only. During this time, your creditors are not managed, receive no money, and may sue you. You need to know all your options and understand what is best for you.

Hear from People We've Helped

Read Our 5 Star Reviews
  • “[Jim Selth] has always come through in a very professional, timely, and responsible manner.”

    - Marc B.
  • “If you are a business owner going through difficult times and need help restructuring or closing your doors, this is the law firm ...”

    - Paul Trump
  • “Dan Weintraub and Jim Selth methodically guided us through the process and were just incredible at strategizing and implementing a ...”

    - Ari Kaplan

Contact Weintraub & Selth, APC Today

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