Put an End to Wage Garnishments
If your wages are being garnished due to unpaid debt, take action now. Our debt relief attorneys have represented thousands of people throughout Los Angeles and Southern California who have had their wages garnished and who face other serious financial challenges. You have legal options that may help you regain your financial stability and put an end to creditor harassment and wage garnishment. Bankruptcy or challenging the garnishment in court are two possible options. There may be others.
Though we may be able to help after your wages have been garnished, we highly suggest you call us before the situation becomes that severe. If you have been threatened with a debt collection lawsuit, if you suspect lenders will soon file a lawsuit against you or even if a court order already allows your wages to be garnished, take action to protect your income.
Relief from debt is possible. Contact us online, call us at (310) 620-1008 in the Los Angeles area or call us toll free at (877) 716-7285.
Filing Chapter 7 or 13 bankruptcy may allow you to obtain real debt relief. If your wages are being garnished, you may be falling behind on other bills and struggling to make ends meet. We have helped many clients in these situations emerge from overwhelming debt. The sooner you contact us, the sooner we can help you save your credit and take charge of your debt. Bankruptcy may be a viable alternative and will help you build a stronger financial foundation than if you simply continue to struggle with debt.
Bankruptcy Puts an Immediate End to Wage Garnishment
Bankruptcy offers the relief of the automatic stay. This stops creditor harassment, collection lawsuits, and wage garnishment as well as repossession, foreclosure and eviction proceedings. If you are having trouble paying your taxes, your mortgage or rent, your car payments and you are being harassed by collectors, we can help.
If your wages are garnished, your income may be reduced a substantial amount. The law allows for the following to be withheld from your garnished paychecks:
- 25 percent of your disposable income, or
- The amount by which your income for a week exceeds 30 times the federal minimum wage
- Whichever is less of the above will be the amount garnished
There will likely be many warnings before wage garnishment occurs. Take those warnings seriously and contact our debt relief law firm. We may be able to stop wage garnishment before it even begins. Though we may suggest bankruptcy, we may also identify alternatives that will help you get real debt relief. Bankruptcy is only one tool in our “toolbox.”